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MMeridian TrustCredit Union

Personal banking

Banking built around your financial life.

Checking, savings, lending, and digital banking with the guidance of a member-owned credit union.

Important account information
Fee schedules, account disclosures, and product terms are available throughout this site. Please review the applicable documents before opening or using an account.

Current rates

Everyday Checking

$0
Monthly maintenance fee with qualifying activity.

Other account and transaction fees may apply. See the current Fee Schedule and Account Agreement.

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Explore Meridian

Accounts and services

Information may vary by account type and membership status.

Checking

Everyday spending, debit access, digital banking, and overdraft services.

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Savings

Flexible savings options with member dividends and automatic transfers.

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Loans

Auto, personal, home, and other lending solutions.

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Fees & charges

Review current service charges, transaction fees, and exceptions.

Fee Schedule →

Frequently asked questions

Answers about accounts, cards, transfers, and account access.

Help Center →

Account disclosures

Agreements, terms, conditions, and regulatory information.

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Member information

Overdraft account terms

For Meridian Trust Credit Union accounts, the current overdraft item fee is $32.00. Eligible members may use one overdraft grace period during any rolling twelve-month period if the account balance is restored to positive within 24 hours of the applicable overdraft event.